1, very cost-effective. Land-lost pension insurance can reach retirement age as long as it is paid 15 years, which is naturally very cost-effective. 35 years old has enough endurance. For modern people, 35 is the golden age. After years of hard work, my income is relatively stable and I have some savings.
Generally speaking, it is definitely a cost-effective choice to buy old-age insurance after rural land occupation, especially for the healthy elderly. It can not only give lifelong economic security, but also get rich benefits when the insurance expires.
3, cost-effective, at least 200. According to the standard of land-lost pension insurance, 50-year-old farmers can receive pensions when they retire. The annual payment amount is at least 200 yuan, of which the government pays more than 50%, the collective pays 30%, and the individual landless farmers pays 20%.
4. Article 47 Where land is expropriated, compensation shall be given according to the original purpose of the expropriated land, with a monthly subsidy of 2 100 yuan, which is cost-effective. Land-lost insurance is called land-lost endowment insurance, which is a guarantee for farmers who have lost their land rights. People who pay land insurance due to negligence can receive a certain amount of pension every month.
5, of course, it is more appropriate to pay in full, because you can get higher old-age insurance when you retire.
6. Not cost-effective, because land-lost insurance is a supplementary old-age insurance for farmers who lost their land after land acquisition for economic development and people's livelihood projects. This insurance is only a temporary solution, but it will gradually integrate with the old-age insurance in the long run.
Interest on rural pension loans
There is no uniform implementation standard for the interest rate of pension loans, which is actually related to the credit status of lending institutions and borrowers. If it is a bank loan, the annual interest rate is generally around 18%, while if it is other financial institutions, especially some informal lending platforms, the annual interest rate may be suspicious, and borrowers need to be cautious.
Mainly depends on the loan interest rate. If the loan interest rate is not high, it is still worthwhile. Generally speaking, the endowment insurance is about 500 yuan every month, and the payment is 15 years, and the payment is about 9w. Pay back the money every month after retirement for about 2500 or 3 years, and the rest is interest.
What is the accounting interest rate of Hebei Agricultural Insurance 202 1? According to relevant information, the interest rate of personal accounts is 75%. 202 1, the bookkeeping interest rate of individual accounts for basic old-age insurance for urban employees and basic old-age insurance for urban and rural residents is 75%. This is public data.
In the pilot stage, the new agricultural insurance fund is temporarily managed at the county level, and with the expansion and opening of the pilot, the management level is gradually improved; Where conditions permit, provincial management can also be directly implemented. Rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers may voluntarily participate in the new rural insurance at their domicile.
How is it that rural areas pay 9000 yuan endowment insurance with the help of the state?
1. According to the Regulations on Rural Endowment Insurance in People's Republic of China (PRC), rural endowment insurance participants pay 9,000 yuan per month, and they can receive a pension at the age of 60. The amount of pension is determined by the insured's payment period and payment base.
2. The reason why I emphasize this with you is mainly because the rural old-age insurance and subsidies paid every year are included in the personal old-age insurance account, so the more rural old-age insurance is paid, the more you will receive every month after you are 60 years old.
3. At present, there are five payment standards: RMB 100 per year, 200 yuan, 300 yuan, 400 yuan and 500 yuan. Local governments can increase the payment level according to the actual situation, but there is no such old-age insurance of 9000 yuan. Insured people choose their own grades to pay, and pay more.
4. Payment method refers to the payment method of the insured, which generally includes cash payment, bank transfer payment and online payment. The insured can choose the appropriate payment method according to their own situation.
5. Hello, pension insurance can be loaned. As long as you meet the loan conditions, you can apply to the local government, and then the government will act as your guarantor to borrow money from commercial banks, but the amount is generally not high.
There is something wrong with the rural endowment insurance loan.
1. All procedures have been completed in the bank, and the card is recharged regularly every month. The bank does not deduct money. The fault should be in the bank. You can negotiate with the bank to solve it, but you can't solve it. You can seek a solution through legal means and banks.
2. According to relevant information, the loan should be repaid first. Go to the village and gather all the villagers together. Borrow enough money from the villagers to repay the loan and go to the credit union to repay the loan. After paying off the loan, I went to the rural credit cooperatives to receive a pension, which has already met the conditions.
I think the pension account has been frozen by the bank. Legally speaking, the bank has done nothing wrong. The bank just takes back the loan. From a reasonable point of view, if an 80-year-old man is frozen in a pension account, his future life will be lonely.
4.(2) The system is not straightened out and there are loopholes in fund management. In the national 1905 agricultural insurance pilot counties, most local agricultural insurance institutions are still in the civil affairs department. Agricultural insurance is paid at the provincial level but not in cities and counties, regardless of civil affairs, only social security is collected.
The introduction of rural pension loans ends here.