According to the current policy, the discount support for individuals to apply for business guarantee loans includes the following groups: registered unemployed people in cities and towns, people with employment difficulties (including disabled people), retired soldiers, college graduates released from prison (including university student village officials and returned overseas students), employees and unemployed people from enterprises with excess capacity, migrant workers returning home to start businesses, online merchants, poor people who set up files and set up cards, and farmers who start their own businesses in rural areas. When the applicant submits an application for business guarantee loan, I and my spouse should have no other loans except student loans, poverty alleviation loans, housing loans, car loans and small consumer loans (including credit card consumption) below 50,000 yuan. In practice, all localities can appropriately relax the conditions for borrowers of venture guarantee loans and raise the upper limit of the loan amount, and the extra discount funds generated therefrom will be borne by local finance.