/kloc-citizens over 0/8 years old with full capacity for civil conduct;

Have legal identity documents, local permanent residence or valid residence certificates.

This is the basic condition for handling car loans. Let's take a look at the materials needed to apply for a loan to buy a car.

1, personal loan application;

2. Personal valid identity documents. Including resident identity cards, household registration books, military officers' cards, passports, etc. If the borrower is married, the identity certificate of the spouse shall be provided;

3, household registration certificate or long-term residence certificate

4, personal income certificate, provide proof of family income or property when necessary;

5. Certificate of intention to buy a car issued by the car dealer;

6. Loan to buy a car down payment certificate;

7. If the purchased vehicle is secured by other means other than mortgage, the relevant materials of the guarantee shall be provided, including the pledge certificate, the ownership certificate and evaluation certificate of the mortgaged real estate, and the letter of intent for third-party guarantee, etc.

8. If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation, such as the vehicle's affiliation agreement and lease agreement with the transport fleet;

9. The vehicle purchased by the loan is a second-hand car, and it is also necessary to provide a certificate of intention to buy a car and a vehicle evaluation report issued by an evaluation agency recognized by the Construction Bank; Vehicle ownership certificate of vehicle seller, motor vehicle registration certificate of trading vehicle, annual inspection certificate of vehicle, etc.

The above are the basic conditions for handling personal car loans, and the materials that need to be prepared to apply for loans to buy a car. I hope this answer will solve your problem.