The conditions for converting a commercial housing loan into a housing provident fund loan are as follows: (1) The loan applicant and his spouse or property owner * * * meet the housing provident fund loan conditions and there is no outstanding housing provident fund loan. (2) The loan applicant, spouse or property owner has outstanding commercial housing loans. (3) The commercial housing loan of the borrower, spouse or property owner has not been overdue for more than 3 months continuously or accumulated for more than 6 months. (4) The house purchased by commercial loan has obtained the house ownership certificate and the state-owned land use certificate. (5) The sub-loan business cannot form a portfolio loan. If you meet the requirements, please bring the following application materials to the center service window to apply: ID card, housing provident fund deposit card, income certificate, deed tax payment form, purchase materials (commercial housing sales contract or invoice, etc.). ), marriage certificate, repayment account book, house title certificate, land use right certificate, commercial loan repayment information, and commercial loan repayment contract.
Property ownership certificate is generally handled after the developer takes the house.
If the real estate license is in the bank, you can take a copy of the real estate license and let the bank stamp it.