Instant Finance is the company's flagship mobile APP client, which integrates three categories of products: cash loan, commodity loan and revolving credit line. Without mortgage, guarantee and face-to-face signing, the approval and loan can be completed in 10 second at the earliest.
Immediate repayment: a small cash loan product, which is used by lenders for temporary emergency. At present, immediate loans mainly provide a loan line of 1000 -8000 yuan.
Immediate installment: based on a commodity loan installment product used by the user in a specific consumption scenario, the approval is completed within 3 minutes, and the user can get the goods after paying the merchant.
Credit wallet: based on data analysis, a credit loan product for users to recycle, with a maximum loanable cash amount of 50,000 yuan, which is recycled and bears interest on a daily basis with a daily interest rate of 0.048%.
An Yihua: Credit loan products mainly for post-90s individuals, which can be repaid by loans. The maximum revolving amount that users can apply for is 20,000 yuan, and the fastest and fastest approval is 10 second. At present, users can apply for loans by logging in to mobile QQ and paying attention to the official account of "Yihua" WeChat, and Yihua APP will be launched soon.