Don't worry, you are anxious when you can't borrow money, and it will be easy when the money arrives. In fact, when you are really desperate and can't borrow money, the "opportunity" runs away, or you can't afford anything, you can't do anything, and nothing has changed. So, let time revise it.
Second, is the unsecured credit loan true?
This is just a credit loan.
Unsecured and unsecured loans
SME loans: 2 million personal loans: 300,000 venture loans: 6,543.8+0,000.
You can get the loan you want only by personal credit!
Provide the following information, generally 65438+ 0-3 days after the audit, and immediately lend money.
The unsecured and unsecured credit loan in Shenzhen has a higher amount, faster interest rate and lower monthly interest rate of 2%.
I. Salary loan conditions (1-65438+500,000 yuan):
China household registration, working in Shenzhen for more than 6 months, and earning more than 2,000 yuan a month can apply.
Information to be prepared:
1, ID card
2. Work certificate (labor contract or work certificate issued by the company)
3 proof of income (list of personal accounts paid in the last three months, which can be printed and stamped at the bank counter)
4. proof of address (the receipt of utilities in the last month is enough. Residence permit is ok)
Owner's loan conditions (1-300,000 yuan): China household registration, as long as there is real estate in Shenzhen, regardless of whether there is mortgage or not, can apply for mortgage. The materials to be prepared are:
1. ID card
Property right certificate (copy of property right certificate or mortgage contract, the mortgaged house should provide the mortgage flow for the last three months, which can be printed and stamped in the bank)
Proof of address (receipt of water and electricity bills for the last month is enough. Residence permit is ok)
3. Enterprise loan (1-2 million yuan) Conditions: China household registration, as long as you do business in Shenzhen and have a fixed office in Shenzhen for three months or more,
Information to be prepared:
1. Business license, organization code and tax registration certificate of the loan applicant. Identity card of legal representative
2. The basic account opening license of the loan applicant.
3. The operation of the enterprise account of the loan applicant in the last year and the operation of the personal bank that can reflect the operation of the enterprise in the last 6 months.
4. Office land lease contract or free title certificate, and water and electricity charges for the last 3 months.
5. The loan applicant's business premises rent invoice and utility bill in the last month.
6. Tax payment certificate of the loan applicant in the last 3 months (tax payment certificate issued by the tax bureau or tax account running water, or business tax and value-added tax invoice)
7 special place business license (fire permit, business license)
8. Recent commercial contracts and orders
9. Residence permit or nearly 1 month utilities, social security
Third, is it true that there is no guarantee company for honest financial loans?
Unsecured credit loan company exists. But most of them are routine companies. They exist because the people who are looking for them. Because these people are basically black households, there are overdue and non-repayment, so banks will refuse loans. But these companies will lend money to people who have the ability to repay. In order to see the collection, it is necessary to check the large size. The most terrible thing is interest. First, a handling fee, then beheading interest, you can add up to 10, and you are almost12-150,000. It is anyway. I have never seen a large amount of unsecured, and my company is not a fool. Will I give you a lot of money knowing that you have no money to pay back?
4. Is it true that credit loans are unsecured?
Sweating is too dangerous.