1, yuan is urgently needed. The success rate of borrowing from friends is very small, and there is no family, so I can only apply for a loan. The loan of 1, yuan in a bank is a small loan, but there are also restrictions on the threshold, and the threshold requirements of different banks are different. So what conditions should I meet to borrow 1, yuan in a rural commercial bank?

what are the conditions for rural commercial bank to lend 1, yuan?

1 The lender is between 18 and 65 years old and has his second-generation ID card;

2 The lender has a stable job, legal income and the ability to repay on time;

3 The personal credit report of the lender is good, and there is no record of overdue repayment, and the credit report is not spent;

4 the lender has a residence permit or temporary residence permit at the place where the bank applies, and the bank will verify it;

5 lenders meet all the requirements of banks, and different banks and different types of loans have different requirements.

The materials required for the loan of 1, yuan by Rural Commercial Bank include: personal identity certificate, work certificate, income details, and personal credit information will be inquired. If you get married, you need marriage certificates from both parties. Generally speaking, the pass rate of employees in state-owned enterprises and institutions is higher because of stable income.

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