The personal loan account number of China Bank is 12. You can inquire in the following ways (including the loan account number of the national student loan and other information):

1. You can log in to Personal Mobile Banking of Bank of China, click Loan-My Loan in turn, and select a single loan to query in the list. The system will display its corresponding loan account number.

2. You can query in your loan voucher, loan receipt and repayment plan.

3. You can go to the nearest BOC outlet with your valid ID card and loan repayment debit card/passbook, and print the repayment schedule or repayment plan through the smart counter of BOC.

The above contents are for your reference. Please refer to the actual business regulations.

How does BOC personal online banking change personal loan repayment account?

Personal loan repayment account changed by personal online banking of Bank of China:

On the page of Loan Management-Loan Repayment-Change Repayment Account, select the operation of "Change Repayment Account" corresponding to the loan account number; On the page of "Please enter the information of changing repayment account", select my other repayment/account number associated with personal online banking of BOC, select the authentication tool and click "Next"; Sign the "customer authorization" and submit it after being authenticated by the security tool (BOC E orders the mobile phone transaction code).

Tips:

1. The repayment account can be a debit card of Bank of China or a current account of Bank of China associated with personal online banking of Bank of China.

2. It is suggested that you change the repayment account between 9: 00 and 20: 00. Personal loans can be changed.

3. The operation of changing the repayment account will take effect the next day. If the account is changed on the repayment date, the repayment account before the change will still be used for repayment on that day. To ensure successful repayment, please do not change the repayment account on the repayment date.

The above contents are for your reference. Please refer to the actual business regulations.

What are the steps for China Bank's mobile banking to change personal loan repayment account?

Bank of China personal mobile banking changes personal loan repayment account:

Please select the loan to be changed through "Loan-My Loan" to enter the loan details page. If the repayment account of the loan is a deposit account, the change button will be displayed on the loan account details page after the repayment account. Click to enter the page of changing repayment account, select my new repayment account, and click Submit to enter the page of changing repayment account results, which will be displayed.

Tips:

1. The repayment account can be a debit card or current account associated with personal mobile banking of Bank of China;

2. It is suggested that you change the repayment account between 9: 00 and 20: 00. Personal loans can be changed.

3. The operation of changing the repayment account will take effect the next day. If the account is changed on the repayment date, the repayment account before the change will still be used for repayment on that day. To ensure successful repayment, please do not change the repayment account on the repayment date.

The above contents are for your reference. Please refer to the actual business regulations.

How to check the loan account number?

The loan account number can be inquired through online banking, customer service telephone and bank counter.

1. Online banking inquiry: the user first logs in to personal online banking and inquires about the loan account according to the relevant webpage prompts;

2. Telephone inquiry: users can directly call the customer service telephone number of the relevant bank to provide their valid identity information, and the customer service specialist will inquire on their behalf;

3. Counter inquiry: Users need to check the loan account at the counter of the corresponding bank with valid identity documents. That's how the loan account is checked.

If you want to check the mortgage account, you can generally check the loan situation. The loan contract is signed by the loan bank, and the mortgage account number will be clearly marked. If there is no clear indication in the loan contract, the lender can bring his identity to the loan bank to check the loan voucher, loan contract and other materials under the condition of mortgage account number.

If the lender handles the housing provident fund loan, then you can check the repayment plan and repayment agreement in detail. The repayment plan and repayment agreement can generally indicate a clear mortgage account number. If your mortgage account number is not listed in the repayment plan and repayment agreement, the lender can bring his ID card and loan contract to the counter window of the local provident fund management center.

In actual economic life, loan means that the lender lends a certain amount of money to a bank or financial institution and repays the principal and interest in accordance with relevant agreements. For banks, more loans are conducive to increasing interest income and, to a certain extent, helping banks accumulate their own capital. For society, the more loans, the greater the liquidity of the market. It can promote social and economic development to a certain extent. In China, the basic principles of commercial bank loans are safety, liquidity and efficiency.

If you want to apply for a housing loan, you generally need to provide relevant application materials and certificates as required, such as the lender's ID card and household registration book. Well, marriage certificate, income certificate, bank statement, house purchase contract, if the materials are insufficient, you can provide advance payment invoice, social security payment certificate and so on. , which will lead to the failure of loan application. If the lender's credit and credit card repayment records have bad records, it is necessary to apply clearly in time, otherwise it will also affect the success rate of loan application.

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