(1) Import draft.
(2) Overdraft within the limit.
(3) Import payment. It means that the issuing bank, according to the financing agreement signed with foreign banks (mainly its overseas branches), signs the Payment Agreement under Import Letter of Credit with the applicant before opening the letter of credit, and then submits the documents to the unit with the trust receipt submitted by the applicant, and then telegraphs the foreign bank for payment. The applicant pays the principal and interest paid by the agent on the due date.
(4) False usance letters of credit. It refers to the financing method that the issuing bank stipulates that the draft is forward, the issuing/paying bank pays at sight, and the discount fee is borne by the issuing applicant.
(5) Export bill of lading. It refers to the financing method that the exporter who adopts the collection settlement method entrusts the bank to collect money from the importer after submitting the documents, and at the same time requires the collection bank to advance part or all of the payment in advance, and return the advance payment from the bank after receiving the collection payment.
(6) Export factoring. It refers to the financing method that the bank provides the exporter with funds not exceeding 80% of the invoice amount in advance when delivering the goods, and after obtaining the credit line of the import factor, submits the invoice and related documents to the export factor (bank) to collect the money on his behalf.
(7) Import collection document.
Legal basis: Article 9 of the General Principles of Loans in People's Republic of China (PRC) can be divided into short-term loans, medium-term loans and long-term loans.
Short-term loans refer to loans with a loan term of 1 year (inclusive).
Medium-term loans refer to loans with a loan term of more than 1 year (excluding 1 year) and less than 5 years (including 5 years).
Long-term loans refer to loans with a loan term of more than 5 years (excluding 5 years).