Today's high housing prices make many people just need to be afraid. Now many people have the need to buy a house, but they can't afford to buy a house in full, so people choose mortgage loans to buy a house. Because the loan policies of different cities are different, it is necessary to understand the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you are going to buy a house in Shaoyang, how much is the down payment for a 560,000 house? How much is the mortgage? Let me show you the relevant information below!

If the first set is purchased, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is, 560,000 * 30% = 392,000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it shall not be less than 50% of the assessed house price, that is to say, to buy a house with a total house price of 560,000, the down payment needs 560,000 * 50% = 280,000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and mortgage of buying a house in Shaoyang, if you are going to buy a house with a price of 560,000 yuan in Shaoyang, you should make adequate financial preparations. The down payment is also a big expense, and the monthly mortgage should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of the housing loan I provided to you in Shaoyang. I hope I can help you!