The loan application shall meet the following conditions:

1. has an industrial and commercial business license and has been registered 1 year (subject to the registration time of the business license).

2. The applicant is the legal representative of the enterprise or the person in charge of individual industrial and commercial households, aged 18-65, and must be a resident of Chinese mainland (subject to the date of application).

3. Debon customers have delivery records in Debon system.

4. When applying for a loan, the legal person has an account with Alipay real-name authentication (upload the front and back of the ID card for real-name authentication).

5. The lender's credit status is good.

6. Enterprises registered in the following areas (not where individuals are located) cannot apply for loans: Ningde, Wenzhou, Yancheng, Xuzhou, Lishui, Quzhou, Shenmu, Huzhou, Qinghai, Gansu, Hainan, Inner Mongolia Autonomous Region, Ningxia Hui Autonomous Region, Xinjiang Uygur Autonomous Region, Xizang Autonomous Region, overseas, Macao Special Administrative Region, Taiwan Province Province and Hong Kong Special Administrative Region.