1. Contact with the lending institution: communicate with the lending institution in time to understand the overdue situation and express the willingness to repay. Maybe you can negotiate a repayment plan or postpone the repayment to reduce the impact on you.
2. Payment of arrears: Pay overdue arrears as soon as possible, including principal, interest and late fees. This will help unlock the vehicle and avoid additional costs and legal risks.
3. Seek professional help: consult a professional, such as a lawyer or credit consultant, to understand your rights and solutions. They can provide you with appropriate advice and help you with relevant legal procedures.
To sum up, if the vehicle with overdue car loan is locked, you should contact the lending institution in time and express your willingness to repay as soon as possible, and seek professional help to safeguard your rights and interests if necessary.
Extended data:
According to China's vehicle loan contract, once the borrower fails to fulfill the repayment obligation as agreed in the contract, the lending institution has the right to take corresponding measures, such as locking the vehicle. At this time, the borrower should actively contact the lending institution to try to solve the overdue problem and avoid further legal disputes and economic losses.