On June 3rd, 2020, China Internet Finance Association released the "Real Name Registration List of Mobile Finance Client Applications (the first batch)", which immediately became a consumer finance company. At this point, Instant Finance became the first licensed consumer financial institution to complete the filing of mobile financial clients.

Anyihua _ Meng Xi is 39.5 MB, and version 2.2.0 has been developed. Comfortable flower _ I don't have a turnover line of 50 thousand yuan left in my hand. Within the credit line, users can choose to use cash borrowing and repayment, cash installment, interest-free consumption, bill installment and other services.

On 20021June 15, the Consumer Protection Bureau of the Bank of China Insurance Regulatory Commission reported that the consumer finance company had infringed on the legitimate rights and interests of consumers. According to the circular, the promotion of instant cash elimination of "Yihua" APP is exaggerated and misleading, and there is a propaganda expression of "ultra-low interest rate" on the homepage. Take the loan test of an Yihua APP as an example. The loan is jointly funded by the instant money and the bank and is underwritten by the insurance company. During the whole loan application process, the insured individual was not informed in advance of the cost of ensuring insurance, and the key insurance clauses were not prompted and explained.

1. Why can't I borrow the amount of comfortable flowers?

1. Anyihua users do not meet the application conditions, and the information filled in is incomplete and untrue;

2. The user's sesame score is below 600, and the probability of successful cash withdrawal is very small;

3.EasyFlower system is under maintenance, which will cause users to temporarily fail to withdraw cash;

4. At present, there are outstanding debts or overdue accounts, and you need to pay them off before trying to borrow money;

5. The applicant's personal credit information is overdue and illegal.

2. How to calculate the prepayment interest of Anyihua?

1. At present, the loan term of Anyihua is three installments, six installments, and 12 installment, with daily interest, and the minimum daily interest rate is 0.02%;

2. Anyihua supports early repayment after choosing installment;

3. Only the interest-related expenses of the current month will be charged for prepayment, and no interest will be charged later;

4. Prepayment fee = installment principal of a single application ×2%, with a maximum of 100 yuan.