1. Cash loan: Now Tencent's credit score is very helpful to improve the success rate of applying for loans. For example, the opening of micro-loan and Yixin car loan can greatly improve the success rate of applying. Many users do not have a micro-loan quota and cannot open micro-loans. They can apply for micro-loans in this way.

2. Get a bank credit card (debit card): Tencent's high credit score is also very beneficial to get a credit card (debit card). Now you can apply for credit cards (debit cards) of China Construction Bank, China Everbright Bank and Shanghai Pudong Development Bank directly through Tencent, and the credit cards (credit cards) of these three banks can also improve the success rate of applying for cards through Tencent Credit.

3. Consumption installment: You can enjoy a lower handling fee rate when using installment payment and installment repayment in Tencent.