Banks in different places can handle loans. Unless the loan requires the user's household registration to be local, the user can also handle the loan normally in a foreign bank. Banks are networked all over the country, and users have handled loan business in different banks. After returning to the local bank, the local bank can still query the user's loan information, so it will not affect the user's subsequent repayment.

Banks usually provide loan services to the whole country, so both local customers and customers in different places can go to bank outlets to handle loan business.