The internal staff of Qinhuangdao Housing and Construction Bureau confirmed the authenticity of the above documents to this newspaper.
According to the Notice, the Implementation Opinions of the General Office of the People's Government of Hebei Province on Further Promoting the Stable and Healthy Development of the Real Estate Market in Hebei Province (Zheng Ji Ban Zi (2017) No.45) has been published and abolished. Based on this document, the Opinions of Qinhuangdao Municipal People's Government on Strengthening the Regulation of the Real Estate Market (No.[20 17] 16) and the Notice of Qinhuangdao Municipal People's Government on Further Strengthening the Regulation of the Real Estate Market (No.[20 17] 19).
According to the notice, the Opinions of Qinhuangdao Municipal People's Government on Strengthening the Regulation and Control of the Real Estate Market (Qin Zhengzi [20 17] 16) and the Notice of Qinhuangdao Municipal People's Government on Further Strengthening the Regulation and Control of the Real Estate Market (Qin Zhengzi [20 17] 19) were decided after study.
The internal staff of Qinhuangdao Housing and Construction Bureau said that this notice is true and the previous documents have been abolished.
According to the document, the Qinhuangdao Municipal People's Government issued the Opinions of the Qinhuangdao Municipal People's Government on Strengthening the Regulation of the Real Estate Market (Zi [20 17]16) on April17, 2007, in which the purchase restriction policy was put forward, and the harbor area (excluding Jin Meng Bay business and tourism resort) and the built-up area of Beidaihe were defined.
Among them, non-Qinhuangdao household registration families own 1 set or above houses in the restricted purchase area of this city, and are temporarily not allowed to buy new commercial housing and second-hand housing; Non-local residents who can provide tax payment certificates or social insurance payment certificates for more than 6 months in this city are regarded as household residents of Qinhuangdao City when buying a house. Real estate development enterprises and brokerage institutions shall not sell houses to the objects of purchase restriction.
20 17 On May 5, the Qinhuangdao Municipal People's Government decided to further strengthen the regulation of the real estate market on the basis of the Opinions on Strengthening the Regulation of the Real Estate Market issued on April 5, 18. According to the "Notice of Qinhuangdao Municipal People's Government on Further Strengthening the Regulation of the Real Estate Market" (No.[20 17] 19), the purchase of households with local household registration who own 1 apartment and households with non-local household registration who can provide tax payment certificates or social insurance payment certificates within one year 12 months is limited. For families with local household registration who own two or more houses, families with non-local household registration who own 1 house, and families with non-local household registration who cannot provide 12 months of local tax payment certificate or social insurance payment certificate within one year, the sale of houses to them will be suspended within the city. The overdue tax payment certificate or social insurance shall not be used as a valid certificate for purchasing a house.
At the same time, Qinhuangdao City applies for commercial personal housing loans to households who purchase housing for the first time, and the down payment ratio is not less than 30%; For households with 1 apartment, to apply for commercial personal housing loans to improve their living conditions, the down payment ratio shall be no less than 40%; Commercial personal housing loans will be suspended for households that purchase third or above houses.
Yan Yuejin, research director of the think tank center of Yiju Research Institute, said that the policy adjustment is mainly reflected in the restrictions on purchases and loans. According to Qinhuangdao's 20 17 policy, migrants need 1 year social security when buying a house, and the down payment ratio of the first suite is 30%. Based on this, it can be considered that Qinhuangdao canceled the purchase restriction policy and relaxed the loan down payment policy. This policy will further stimulate the activity of Qinhuangdao market, which is a very typical policy to stabilize the property market.
It is worth mentioning that before this, some intermediaries reported the news of the purchase restriction or cancellation in Qinhuangdao, and some netizens asked questions on the message board of People's Daily. However, the Qinhuangdao Municipal Party Committee Office responded on March 23rd that the Notice of Qinhuangdao Municipal People's Government on Further Strengthening the Regulation of the Real Estate Market has been implemented since May 2065 438+2007. At present, the municipal government has not issued a policy to cancel the purchase restriction of houses. "
Ke Rui pointed out that since March, Fuzhou, Zhengzhou, Harbin, Jimo, Qingdao, Quzhou, Zhejiang and other places have cancelled restrictions on purchases and sales, and Qinhuangdao has also stepped into the ranks of canceling purchases. This is related to the weak performance of the property market, the strong wait-and-see mood in the market, the long-term downturn in trading volume and the urgent need to solve the dilemma.
According to the statistics of Ke Rui's investment decision-making system around Beijing, the supply area of commercial housing in Qinhuangdao 2021.21.6110,000 square meters decreased by 45% year-on-year; Transaction area 1035900 square meters, down 50% year-on-year; The turnover was 654.38+02.745 billion yuan, a year-on-year decrease of 50%. At present, the property market is in an unprecedented trough, and the lifting of the purchase restriction will not bring immediate results, but it does boost market confidence. On the other hand, the introduction of Zhengzhou New Deal did not encounter much resistance, which played a role in asking for directions. In the current market environment, the space for policy relaxation is opening up, and some second-,third-and fourth-tier cities with pressure can moderately increase the scope of policy relaxation, so as to alleviate the financial pressure of housing enterprises and stabilize market expectations.