Repay the loan in advance. If the user chooses to repay the loan in advance, he can pay less, and the amount of repayment in advance is determined by the user. If the user chooses to repay the loan in advance, he can't pay less. Repaying the loan in advance requires paying off the remaining principal to be repaid and the interest generated by the actual loan days in one lump sum. If the loan is repaid less, it will only be regarded as that the user has repaid part of the loan in advance, and the subsequent users will continue to repay it. So there are two options for prepayment. Please pay in advance according to the actual situation.