I want to transfer commercial loans to provident fund, but banks are unwilling to accept business transfer. What should I do?
Hello: \x0d\ I suggest you communicate with the bank. \x0d\ The process is as follows: \x0d\ Consultation application: contact the bank account manager of the original commercial loan and inform him that "commercial loan to corporate" is needed. \x0d\ Submit relevant materials: ID card of the lender and spouse, marriage certificate or single certificate, household registration book, commercial loan contract, real estate appraisal certificate and repayment bank card; \x0d\ Submission review: the lending bank reviews the information of the sub-lender and reports it to the local capital center for approval; \x0d\ Signing a contract: after approval, sign a provident fund loan contract and a mortgage contract with the lending bank, and sign a guarantee contract with the guarantee company; \x0d\ Pre-deposit of funds: settle the balance between the provident fund loan and the original commercial loan and deposit it in the deposit account of the original commercial loan bank; \x0d\ Fund disbursement: the local fund center disburses loan funds, and the lending bank issues provident fund loans and settles the original loans. \x0d\ here, the business has been successfully transferred to the public!