First, the mobile phone loan App
1, 5 1 credit
The unconventional platform has been stable for a long time, and the next payment amount is between 3000- 1 10,000 yuan, which is very suitable for office workers.
2. Jiufuwanka
The platform of Jiufu Group ranges from several hundred yuan to 654.38+10,000 yuan, and the amount is generally several thousand yuan.
3 seconds
The maximum amount is 8000 yuan, which authorizes Sesame Credit and certifies mobile phone operators. Although the amount is not high, it is easy to make the next payment, and users with poor qualifications can try it.
4. Get rich by faith
The amount ranges from 500 to 6000 yuan. Formal and reliable micro-platforms are relatively stable, and it is difficult for loan users to apply successfully.
Second, bank loans.
If you have a credit card, try to apply for a credit card loan.
Key points: List the cash installment (loan), billing installment fee and amount of the credit card, and lend it to 654.38+00000 yuan at the lowest interest.
There are three credit cards in my hand: China CITIC Bank, China Merchants Bank and Bank of Communications. Interest rates for installment loans and (cash installment) loans are as follows:
The reason why CITIC Bank is particularly low is that it mainly promotes credit cards and has good credit, so it has exclusive activities with a monthly interest rate of 50%. You can compare it in many places before borrowing money.
For example, if we choose CITIC Bank to borrow RMB 65,438+0,000 by cash installment, the monthly repayment amount will be RMB, and the total interest for one year will be RMB 456.
Warm reminder:
1. In this case, you must ensure that your credit card is very active and use it more.
2. Credit cards cannot have overdue records, and it is basically impossible for online loan users.