1, loan application;
2. Legal and valid identity documents;
3. Proof of marital status;
4. Proof that the down payment of the purchased house has been paid;
5. Proof of economic income recognized by the lender;
6, the purchase of housing contracts, agreements or other valid documents;
7. List of collateral (pledge) secured by the loan, certificate of ownership, certificate of consent of the person who has the right to dispose of the collateral (pledge) and collateral valuation documents;
8. The written documents and credit certificate of the guarantor's agreement to provide guarantee for him;
9. Authorize the lender to inquire about the personal credit information system of the People's Bank of China and record the relevant documents of the inquiry results.
As there are differences in policies and requirements for handling loans in different regions, please consult the local China Bank outlets in detail.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.