General second-hand housing loans, the seller received the house payment, began to repay the loan. The loan contract shall be handed over to the borrower in the month when the repayment begins, including the repayment plan. There won't be any bad consequences. Just go directly to the loan bank and ask the credit manager at that time to come over. They must all resist it.

The loan contract signed with the bank still has a lot of formalities to follow up, so it didn't reach the lender so quickly. After the bank has gone through all the formalities, it will send a text message to the lender to ask him to collect the original contract from the bank.

Don't worry about not getting the loan contract. Of course, some banks may have different processes. If you are really not sure, you can call the bank to ask about the specific situation.

Extended data

The reasons for restricting the use of loans are as follows:

1. If the borrower uses the loan for illegal purposes and violates the prohibitive norms of national laws and administrative regulations, the loan contract is invalid. Even if the lender is not aware of this illegal use when using the loan, once the lender knows this illegal use, it must stop the borrower from continuing to withdraw money.

2. Restricting the use of loans is to ensure the source of repayment funds. If the loan is not used according to the agreed purpose, the borrower may lose the repayment ability due to improper operation.

3. The internal operating policies of lending banks may have restrictions on the industries or departments that issue loans, and government regulations and decrees sometimes have similar provisions.

4. Restricting the use of loans may also be because it involves the interests of third parties. For example, in export credit projects, the use of loans is limited to specific payment targets.

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