1, strengthen business training and improve the quality of the team. Regularly organize the study of financial principles and policies and the spirit of superior documents, strive to improve political awareness and professional quality, and enhance the consciousness of operating in compliance with the law. At the same time, special training will be given to new businesses such as five-level loan classification.
2. Strengthen credit management, standardize business operations and improve the quality of credit assets.
3. Strictly examine and approve the loan, and strictly examine whether the loan investment is legal, whether the term is reasonable, whether the interest rate is correct, whether the first responsible person is clear, whether the collateral is true and legal, whether the guarantor has the guarantee strength, and whether the loan file is complete. Through the above measures, the quality of credit assets will be improved year by year. The above is the process of case prevention and control in loan review and loan supervision.