Hello, yes.

Basic regulations

Farmers applying for joint guarantee loans for farmers must meet the following conditions:

A fixed residence within the service area of ??the credit union;

The second is 18 years of age or older, has full capacity for civil conduct, and is law-abiding;

The third is the ability to work, and has legal, stable economic income;

The fourth is the ability to repay Loan principal and interest capacity, no bad credit record.

Farmers’ economic files are mainly for farmers’ joint guarantee loans (12470201), including loan applications, loan contracts, registration and assessment materials, loan officer investigation reports, farmers’ property rights certificates, identity certificates, and copies of household registration books wait. These materials must be uniformly bound and classified according to group, and shall be kept by the credit comprehensive officer. There are detailed regulations, but the specifics vary from city to county. The rules are different in each place. In some places, farmers' economic records are not even recorded! Credit unions have rules and regulations, and the regulations in the province and city are different and even conflict with each other.

I hope it can be helpful to you. If it helps, please adopt it. Thank you and good luck~!