The maximum personal amount of provident fund loans is 400,000 yuan. If the husband and wife jointly participate in the loan, the total amount of individual housing loans for a single housing provident fund shall not exceed 2 times of the maximum personal amount. The amount of commercial loan shall be arranged by the undertaking bank according to the actual situation of the applicant.

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Second, the loan amount of Chongqing provident fund loan

The maximum amount of housing provident fund personal housing loan is 400,000 yuan, and the personal loanable amount is 25 times of the balance of housing provident fund account; If the husband and wife jointly participate in the loan, the loan amount issued to the employees and their spouses shall be calculated by adding the individual loan amount, and the total amount of individual housing loans for a single housing provident fund shall not exceed 2 times of the individual maximum amount.

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Third, expansion: Chongqing provident fund loan interest rate

The personal housing loan interest rate of housing provident fund shall be implemented in accordance with the provisions of the People's Bank of China, and adjusted with the interest rate adjustment of the People's Bank of China. At present, the annual interest rate of loans for less than five years (inclusive) is 2.75%, and the annual interest rate of loans for more than five years is 3.25%. If the employee's family is paid to buy a second house, the loan interest rate shall not be lower than 1. 1 times of the personal housing loan interest rate of the first housing provident fund in the same period.