Many people work in Foshan and want to buy a house in their hometown; Or work in a different place and buy a house in Foshan. When buying a house with provident fund loans, it will involve the issue of provident fund loans in different places. So does Foshan support off-site provident fund loans?
1, Foshan supports off-site provident fund loans, but it will be subject to certain conditions.
2. According to Article 12 of the Foshan Housing Provident Fund Loan Measures, employees who have not paid the provident fund in Foshan (employees who have paid the provident fund in different places) must be registered in Foshan, or the borrower's spouse has paid the housing provident fund in Foshan, and the housing provident fund has been paid in full and on time in the first six months, and the accumulated housing provident fund has been paid in full and on time 1 year. Under the condition that other conditions meet the requirements of our city's provident fund loan. Judging the place of deposit and registration of the provident fund shall be based on the situation at the time of loan application.
3. When employees who meet the loan conditions apply for provident fund loans in Foshan, they also need to provide the household registration book, the certificate of deposit and use of housing provident fund issued by the provident fund management department of the deposit place, and the details of housing provident fund deposit, such as the household registration book and deposit passbook of housing provident fund.