No.

1. Commercial houses cannot be sold during the loan repayment period, but now they can be sold by remortgage.

2. "Remortgage" refers to a personal housing remortgage loan. A personal housing remortgage loan refers to a borrower who has applied for a personal housing loan at a bank and requests the original lending bank to extend the loan term or to mortgage the loan to the bank. If your personal housing is sold or transferred to a third party, you may apply for a personal housing loan to change the loan period, change the borrower, or change the collateral.

3. The essence of "remortgage" is the change of the borrower of the purchased property. That is to say, the home buyer can transfer or sell the property when the loan has not been repaid; the person who bought the property can apply for a second-hand housing loan from the bank.

4. Home buyers can also buy cheaper housing when their income is low and their ability to repay the loan is insufficient. After their income increases and their ability to repay is enhanced, they can resell the first house to others and then buy it with better conditions. of housing.