1, Huabai, is an online shopping service provided by Ant Microfinance to consumers, which is "buy this month and return it next month" (return it next month after receiving the goods). At present, most merchants or products of Tmall and Taobao support the flower garden service. Whether the specific products can be purchased with flower buds depends on the cashier page.

2. Alipay (China) Network Technology Co., Ltd. is a leading third-party payment platform in China, and is committed to providing "simple, safe and fast" payment solutions.

Alipay mainly provides payment and wealth management services. Including online shopping secured transactions, online payment, transfer, credit card repayment, mobile phone recharge, water, electricity and coal payment, personal finance and many other fields. After entering the field of mobile payment, it provides services for retail department stores, cinema lines, supermarket chains and taxis. It also launched wealth management services such as Yu 'ebao.

3. Borrowing is a consumer credit product under Ant Microfinance. Users can borrow money directly from Alipay. Users with a sesame score of not less than 600 will have the opportunity to use personal consumption loans. According to different scores, users can apply for a loan of up to 50,000 yuan, and the amount applied can be transferred to Alipay balance. The longest repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is 0.045%.

4. Zhaolian Good Term Loan is an online personal consumption credit loan platform jointly built by China Merchants Bank and China Unicom Group as joint ventures and Zhaolian Consumer Finance Company. Zhaolian good-term loan Personal consumption credit loan needs no mortgage and no guarantee, and the loan is obtained purely by personal credit.

Product features: (1) The maximum loan amount is 200,000 yuan, which can be recycled within 3 years, and the longest loan period is 60 months.

(2) Borrow at any time for 24 hours, and the money will arrive in real time.

(3) Installment repayment is supported, and prepayment can be made at any time.

(4) Application, loan and repayment are all completed online, with simple process, convenient operation, time saving and high efficiency.

5. Sesame Credit is an independent third-party credit evaluation and credit management institution. Based on all aspects of information, it uses big data and cloud computing technology to objectively present personal credit status. By connecting various services, everyone can experience the value brought by credit.