If your mortgage loan is only half a year, the annual interest rate of the current half-year loan is 4.86% and the monthly interest rate is 4.05%. The loan interest rate is about 5 million *4.05 *6= 12 1500 yuan. If your mortgage loan is only one year, repay the loan in advance, and now the annual interest rate of the current 1 year loan is implemented. The monthly interest rate is 4.425‰, and the approximate interest rate of the loan is 5 million * 4.425‰* 6 = 132750 yuan. I can only tell you the approximate interest rate, because the floating interest rate of loans of various financial institutions is different, and the loan interest of banks is calculated on a daily basis, so you can repay the loan in advance. Generally, the floating rate of state-owned banks is about 20%, hehe is for reference only.