The amount of pre-project loans issued for a single project shall not exceed 30% of the total investment of the project. The loan term is generally not more than 2 years, and the longest is not more than 3 years.

Non-capital city function relief project, people's livelihood security housing project, Beijing key infrastructure project, Beijing-Tianjin-Hebei key project.

However, if the relevant government departments have agreed to carry out the preliminary work of the project or have been included in the development plan formulated by the National Development and Reform Commission and the Municipal (District) Development and Reform Commission, the project data can only be processed after being reviewed by the Corporate Banking Department of the Head Office.