If the repayment of personal provident fund loan is handled in China Bank, the specific time is: 1. For the one-time repayment method and the method of stopping repayment for several months, the customer can only withdraw the housing provident fund for repayment once a year, and the specific time shall be subject to the agreement in the power of attorney. The repayment of provident fund loans is conducted twice a year, usually in April of the first half of the year and September of the second half. The specific operation time shall be subject to the time specified by Shanghai Provident Fund Management Center at that time. 2. Monthly repayment method The customer can withdraw the housing accumulation fund once a month to repay the loan of that month, and the time is generally a fixed date of each month. Note: From the date when the repayment is started (the date when the data is submitted to the downtown) to the date when the repayment is completed, the bank will stop the prepayment operation of borrowers with repayment business to avoid the situation that the repayment withdrawal amount is greater than the actual repayment amount. Because there are differences in policies and requirements for individual housing provident fund loans in housing provident fund management centers around the country, you need to consult the provident fund loan business outlets in detail or consult the local provident fund management center.
The above contents are for your reference. Please refer to the actual business regulations.
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