Guide to entrusted loan repayment business

I. Applicant

(1) The borrower and his spouse (hereinafter referred to as the client) who have paid the housing provident fund in this Municipality and have applied for the housing provident fund loan have not paid off the loan principal and interest.

(two) the client is single or the spouse has not paid the housing provident fund, and the repayment object is the borrower himself.

(3) If the customer is married or remarried when applying for entrusted loan repayment, the spouse may apply for entrusted loan repayment. However, a supplementary agreement to the Housing Provident Fund Loan Contract should be signed first, and then the loan repayment procedures should be entrusted.

Second, the application conditions

(a) the client and his unit shall pay the housing provident fund in full monthly;

(two) the balance of the client's housing provident fund account should be more than 6 months to repay the loan principal and interest;

(three) the client's housing provident fund account should be in a normal state and did not provide guarantee for other people's housing provident fund loans;

(4) The customer's housing provident fund loan has no record of overdue repayment for 3 consecutive months or accumulated for 6 months.

Three. Application materials When applying for entrusted loan repayment, the client shall provide the originals and photocopies of the following materials:

(a) the client's resident identity card;

(2) Proof of marriage relationship of the client (household registration book or marriage certificate).

Fourth, the handling process

(a) individuals apply for the client to fill out the "Huai 'an entrusted withdrawal of housing provident fund loan application form", and affix the seal reserved by the unit in the provident fund center.

(two) the unit audit client to the unit audit "Huai 'an entrusted to withdraw housing provident fund loan application form" and related certification materials to the provident fund center for examination and approval procedures.

Verb (abbreviation of verb) commercial acceptance

(1) After reviewing the materials accepted by the Provident Fund Center, the Center will review the entrusted loan repayment information to ensure that the entrusted information, deposit information and loan information are consistent.

(two) after signing the agreement to review the relevant materials, the provident fund center meets the conditions of entrusted repayment, and signed the "Agreement on Entrusted Repayment of Housing Provident Fund" with the client.

The basis of intransitive verb processing

(a) regulations on the management of housing provident fund;

(2) Provisions of Huai 'an Municipality on the Administration of Repayment of Housing Provident Fund Entrusted.

Seven, the time limit for completion of the proof materials are complete, true and effective, and will be handled immediately.