There are several ways to make money quickly without money:
1, private lending. This method is familiar to most people. If you have a familiar and reliable candidate, try private lending. After all, the loan term, time of receipt, interest and repayment period can all be negotiated.
2. Credit card. With the promotion of the national economy, credit cards are well known to everyone. Credit card online application amount is slightly lower, but the cycle is shorter. The general credit card application time is 3- 15 days. Please pay attention to the correctness of the application form format and information.
3. Loan. Loans are divided into mortgage loans and credit loans. As we are familiar with, most of these apps or platforms are credit loans.
4. crowdfunding. Crowdfunding is often seen in our circle of friends, water drop crowdfunding and so on. Crowdfunding can be divided into paid and unpaid. As the name implies, some of them need to be paid, such as water drops. It is recommended to check before choosing crowdfunding. In times of crisis, we can also try to solve problems through multiple channels and ways. In today's society, there are still many caring people. Crowdfunding funds usually arrive in a few working days, depending on the time when the bank arrives.
I want to get a loan, but I have no money. What should I do?
First of all, look at what you use. There are generally two ways: one is to borrow from relatives and friends; Usually, people nowadays don't help the poor, but many people don't want to borrow money in a bad economic environment. It is better to pay interest to each other by collecting interest, which may be more convenient and everyone will not be embarrassed.
The second is loans, which are also divided into business loans and personal loans. It seems that Ping An Bank's business card is very high, provided that it is a businessman, has a business license, is a legal person and has a good reputation record in the business circle. In this case, it can run a business card with a daily interest rate of five ten thousandths; Otherwise, you can only apply for a mortgage. It seems that bank cards are very strict and difficult now. Finally, it seems that some of them belong to the packaging company, and you need to provide the scanned information of your personal account book. They will help you package your personal information and then go to the bank for evaluation.
1. mortgage loan. This method is more suitable for users with large value preservation under their names. Large wealth management products approved by houses, cars and banks can be used as pledges or mortgages for loans. Generally speaking, the value of collateral is relatively high, and the amount of loans available will be relatively large. If it is a mortgage loan, 300,000 is more than enough.
2. Applying for a personal credit loan, I want to apply for a loan of 300,000 yuan, which is a large loan, and the loan amount that the general platform can issue can no longer be met. It is suggested that users can apply to the bank. As long as users have good credit standing and no bad credit records, they can generally apply for a loan line of 10000-300000.
: Conditions for applying for loan business:
1. natural person with age 18-65;
2. The borrower's actual age plus the loan application period shall not exceed 70 years old;
3 have a stable occupation, stable income and the ability to repay the principal and interest of the loan on time.
What if the loan is not paid?
1. If it is really unable to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments;
2. If the lender fails to perform the judgment within the performance period after winning the case, it will apply for compulsory execution;
3. When accepting enforcement, it will inquire about the real estate, vehicles, securities and deposits under the name of the lender according to law;
4. If the lender has no property to enforce, refuses to perform the effective judgment, overdue repayment and other negative information will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be punished by judicial custody.
How can I get a loan without money?
Hello, if you are in urgent need of money, you can consider using loans to relieve your pressure, and at the same time try your best to make money. There are many ways to apply for a loan now. You can apply for a loan from the bank by mortgage. A more convenient way is to apply for a personal credit loan. It is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.
The online lending platforms with high credibility and fast collection are (it is recommended to collect them in case of emergency):
1. Money to spend
Money Flower is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Money Flower, renamed as "Money Flower" in June 2065438+2008). The big brand is reliable and trustworthy, and the interest rate is low. It takes 5 minutes to arrive at the account at the earliest, and it is easy to borrow money. The maximum loan amount is 200,000 yuan (click on the official link to get the calculated welfare amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.
Step 2 rent a shot
Brand programs help young people grow up hard, including a thousand-person auction loan fund and a youth program. The loan service of the auction loan platform includes universal loans and other loans for individual users, with the maximum loan amount of 1.8 million (click the official link to receive the welfare calculation amount), and the lending process has been highly automated; The cumulative registered users of the auction loan exceeded 654.38+0.2 billion. It is a loan matching service platform selected by many domestic users.
3. Comfortable flowers
Easy-to-consume users can withdraw cash, spend in installments and at an annualized interest rate of 7.2% (simple interest), and implement risk pricing within the scope of laws and regulations. According to the user's credit situation, provide a loan amount of 500,000-200,000 yuan (click the official link to receive the welfare calculation amount), and use the credit for one cycle, and the fastest loan is 1 minute.
Step 4 pay it back
Huanbai APP is a staged service platform based on daily consumption scenarios. 2065438+officially entered the market in February 2006, with a maximum credit line of 200,000 yuan (click the official link to receive the welfare calculation line), providing young people with various services such as bill installment, credit installment, cash installment and installment mall. Users can enjoy more flexible, convenient and efficient installment life service in shopping, consumption, repayment and other scenarios. Up to now, the APP has more than 65 million registered users, providing reasonable credit services for more than100000 users, and helping "upward youth" achieve their small goals in life.
5. China Post Wallet
China Post Wallet Loan is a loan business of China Post Consumer Finance Co., Ltd., which belongs to formal financial behavior. The maximum revolving loan amount is 200,000 yuan (click the official link to receive the welfare calculation amount), with daily interest, without interest, and approved by the Bank of China Insurance Regulatory Commission; A national financial institution initiated by seven enterprises, including China Postal Savings Bank, to provide consumer financial services for individual residents.
Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, we suggest that you choose a formal bank or a formal loan platform based on your own judgment after fully understanding it, and borrow reasonably according to your actual situation.