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Why can't some businesses use installment payment?
Some merchants can't use installment payment, because when users use installment payment, the system will also review the user's payment scenario, and the payment order fails to pass the review, so naturally they can't use installment payment. In addition, some businesses may be risky businesses. At this time, due to certain risks in the transaction, the system does not support the use of installment payment.

The user's sub-payment has a loanable amount and is paid to the merchant at the same time. Whether the final payment can be successful depends on the display of the page. As long as there are no special circumstances, users can generally pay successfully. When using installment payment, the available amount must be greater than or equal to the payment amount, otherwise the page will prompt that the payment failed. The amount of sub-payment can be recycled, and users can repay after using it, and the repayment funds will be restored to the amount.

WeChat payment cannot be paid to individuals, and some merchants have not opened WeChat merchant payment codes. Users cannot use payment at this time. When installment payment cannot be completed, please use other payment methods.

Product introduction:

When using WeChat to pay in the future, you may be able to use "installment payment" to pay first, then extend the payment period or pay by installment.

Sub-payment is a credit payment product, which supports paying first and then paying back, and can't issue red envelopes or transfer money temporarily. Wechat sub-payment has no interest-free period, and it bears interest on a daily basis, and it is borrowed and returned. The amount is comprehensively evaluated by the system, and the repayment situation will affect the WeChat payment points.