If you apply for a "lightning loan" from China Merchants Bank, you will be automatically enabled with the "borrow and return" function. If you need to prepay, please click "My" at the bottom of mobile banking, and find "My Loan" →→→ Loan Record → "Repayment" on the drop-down page, and follow the prompts. Self-service repayment within 7*24 hours without penalty interest; The loan bears interest on a daily basis, and the interest is calculated on a daily basis.

Tips: After prepayment, the remaining loan amount must be greater than 1000 yuan.