To apply for a personal first-hand housing commercial loan in China Bank, the borrower's conditions are as follows: 1) He has a permanent residence in China or a valid residence status (foreigners can also apply, for details, refer to relevant local regulations; 2) Have stable professional and economic income, good credit and the ability to repay the principal and interest of the loan; (3) A house purchase contract or agreement has been signed. 4) Must pay the down payment of the purchased house that meets the requirements of relevant regulations; 5) Provide effective guarantee recognized by the lender; 6) Other conditions stipulated by the lender. Because there are some differences in different regions, please consult local institutions in detail when applying for loans.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.