Bank loans need to examine the lender's personal credit and repayment ability. As long as they meet the loan conditions, they can definitely be approved.

Credit refers to the form of value movement on the condition of repayment and interest payment. It usually includes bank deposits, loans and other credit activities. Narrowly speaking, it only refers to bank loans, and broadly speaking, it is the same as credit. Credit is an important form of paid mobilization and allocation of funds in socialist countries and a powerful lever for economic development.