Legal analysis: the full purchase contract can be a provident fund loan. You can receive the provident fund in the following circumstances: 1, when you buy, build, renovate or overhaul the owner-occupied house with ownership; 2. When retiring, retiring or reaching retirement age; 3, when you completely lose the ability to work and terminate the labor relationship with the unit; 4. When your household registration moves out of this city or settles abroad; 5. When non-local employees move out of this city.

6 workers to repay the principal and interest of housing mortgage loans, you can extract the balance of housing provident fund to offset. 7. If an employee dies or is declared dead, the employee's heir or legatee may withdraw the balance in the employee's housing provident fund account, and the employee's housing provident fund account shall be cancelled at the same time.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund in People's Republic of China (PRC) City, employees can withdraw the balance stored in the housing provident fund account under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income.