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Can migrant workers in Dongguan apply for loans?
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1. Standard Chartered Bank requires: pay 5,000 yuan on behalf of the bank.

2. Ping An Bank requires a salary of more than 6,000 (more than 4,000 civil servants) before it can lend.

3. Postal Savings Bank: You can only apply for a loan if you have a company guarantee. Ask for a salary of more than 6 thousand.

The loan characteristics of credit companies are: mortgage-free, guarantee-free, low threshold, simple procedures, repayment as you borrow, and quick approval.

First, the applicant's basic conditions:

2 1 domestic residents aged 55.

B. Living or working in Dongguan

C, have a stable job and income (the current unit has worked for more than three months or started its own business for more than half a year)

2. Loan amount: 1 10,000 to 500,000 yuan.

Three. Loan term: one to three years.

Four, the basic information to be provided by the loan:

First, office workers

I. Identification certificate: ID card

Work certificate: labor contract or work certificate (with official seal)

C proof of income: the daily account of the bank in the last three months (payroll, self-deposit, transfer).

D proof of address: rent receipt or residence permit for the last month.

E the property owner shall provide the real estate license or mortgage contract and the mortgage records of the last three months.

F auxiliary materials: social security card and vehicle driving license (if necessary)

B, individual and private owners

A. Identity card

B. Business license

C, in the last six months, the bank accounts of the public and individuals have been flowing.

D. Lease contract of business premises, rent receipt or invoice for the latest month.

E. Individual residential lease contract, rent receipt or utility bill for the last month.

F. Property ownership certificate or mortgage contract and mortgage records of the last three months shall be provided if there is real estate.

Verb (abbreviation for verb) Procedures for handling loans:

A, prepare the above related materials.

B. Fill in the loan application form truthfully and in detail.

Approval time (one to two working days)

Dongguan Ping An Easy Loan is the largest credit company in Dongguan, specializing in providing unsecured and unsecured credit loans for office workers, property owners, private owners and small and medium-sized enterprises in Dongguan. Now it has become the leader in the credit industry, ranking first in word-of-mouth and service!

Address of Business Department: There are business departments in Cheng Nan, Dongcheng and Humen, Dongguan, which can be handled nearby.

Tel: My Baidu User Name (Mobile Phone Number)

Tips: There is no charge before lending. Please find a formal financial unit for the loan.