1. Valid ID;

2. Permanent residence or valid residence certificate, permanent residence certificate;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Use plan or loan purpose statement;

8. Other information required by the bank.

Requirements for unsecured credit loans of banks:

(1) permanent residence of urban residents with full capacity for civil conduct or legal and valid identity documents,1bank loan at the age of 8.

Paragraph requires that the age of the lender is generally between 18-60 years old;

(2) have a stable legal income and the ability to repay interest;

(3) Other conditions required by the lending bank.

The procedure for handling unsecured credit loans is usually divided into three steps:

(1) Basic information submitted by the customer, including work unit and contact telephone number.

(2) The lending bank or company checks the credit information of the customer, including whether the customer's credit rating has illegal records, aiming at the self-employed and small and medium-sized enterprises.

, but also need to investigate its operating conditions.

(3) The staff of the lending unit signed a contract with the customer to realize the loan in the shortest time.