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Mortgage interest rates of major banks
State-owned banks:

Bank of China: 4.35%-4.9%

Industrial and Commercial Bank of China: from 4.35% to 5.39%.

China Construction Bank: 4.58%

Postal savings bank: benchmark interest rate rises by 30%-40%

Joint-stock commercial banks:

Ping An Bank: 5.65%-6.37%

Minsheng Bank: 4.78%-6.09%

China Merchants Bank: 5.5 1%-5.7%

Huaxia Bank: 6.5%

Industrial Bank: 6.86%-7.35%

Shanghai Pudong Development Bank: 6.74%-7.35%

Guangfa Bank: The benchmark interest rate rises by 25%-30%.

City commercial banks:

Handan Bank: 7.5%-9%

Bank of Ningbo: 7-7.2%

Bank of Beijing: 5.65%

China Bohai Bank: 7%

Xiamen International: 7. 1%

Woori Bank: 6.09%-6.86%

Zheshang Bank: 6.8%-7.2%

China Bohai Bank: 7%

Bank of Nanjing: 7. 15%-8%

Bank of Jiangsu: 7. 15%

Baoshang Bank: 6.5%-7%

Hengshui Bank: 8.04%-8.83%

Bank mortgage loan business:

Need real estate mortgage.

Relative credit loan (unsecured): low interest rate, large loan amount and long loan life.

The loan amount exceeds 654.38+0 million.

Generally used for business operations or large consumption.