1. At present, the down payment ratio of Beijing commercial loan to purchase the first suite is 30%.

2. The down payment ratio of provident fund shall not be less than 20% for ordinary housing with a first-hand house in Beijing and an area of less than 90 square meters.

3. The down payment ratio of provident fund for ordinary houses with an area of 90 square meters or more purchased in Beijing shall not be less than 30%.

4. In Beijing, the down payment ratio of the provident fund shall not be less than 30% for ordinary houses with an area of less than 90 square meters and a house age of less than 5 years.

5. The down payment ratio of the provident fund shall not be less than 40% for ordinary housing purchased from second-hand houses in Beijing with an area of over 90 square meters and a house age of over 5 years.

Pay attention to buying the first suite in Beijing

1. View the relevant documents of the developer.

This property buyers must pay attention to, under normal circumstances, if developers have pre-sale permits, there will be related planning permits, land use permits and so on. Therefore, it is best for buyers to check the developer's pre-sale permit before buying a new house, and check the original to prevent the copy from being tampered with.

Pay attention to the contract.

Property buyers should sign the house sales contract according to the standard and fill in the terms listed in the text item by item. Don't sign the "order agreement" set by the developer at will.

In addition, due to various reasons, the phenomenon of delayed delivery occurs from time to time. In order to prevent the developer from making a fuss about the pre-sale contract, when signing the contract, the buyer must specify the delivery date as "a certain month and a certain day" and specify what responsibility the developer should bear if the house cannot be delivered on time.