The information that the applicant needs to provide mainly includes personal identity certificate, real estate certificate, real estate assessment report, social security or tax payment certificate, personal credit record, etc. Personal identification can provide ID cards or passports and other documents, and real estate licenses need to provide housing ownership certificates or housing sales contracts and other related documents. Real estate appraisal reports can be provided by banks or third-party institutions to determine the maximum amount of mortgage loans. Social security or tax payment certificate is used to verify the applicant's income source and credit record, and personal credit record will affect the successful application of mortgage loan.