The materials required for the loan are as follows:

1. ID card, household registration book, temporary residence permit, marriage certificate and education certificate of the borrower and the borrower's spouse.

2. Income certificate issued by the borrower's company (see annex for the format of income certificate), and a copy of the bank memorandum or passbook in the borrower's name for more than 6 consecutive months.

3. A copy of the business license of the borrower's company, a capital verification report, and an audit report of the company's bank for more than 6 consecutive months and nearly 2 years.

4. Property certificate of mortgaged house.

5. If the monthly income is more than 20,000 yuan, other large assets (automobiles, other real estate, certificates of deposit, statements of stock funds, etc.). ) should be provided.

7. If the purpose is to buy a house, provide a copy of the ID card and household registration book of both husband and wife of the seller, as well as a copy of the real estate license of the house purchased and a copy of the second-hand house sales contract.