Hengxiaohua’s slow lending depends on whether the lending is delayed due to holidays. During the application time, try to avoid applying during holidays and avoid application peak periods. Hengxiaohua loan review time is 1-3 working days. If the information is complete, the review results will be available on the same day. After the review is passed, Xiaohua Loan will be released immediately and the account will be available within 1 day. Hengxiaohua Wallet is a loan product of Zhongtengxin. It has been certified by the national regulatory financial department as a legal institution. Zhongtengxin’s lending is stable.