There are three main situations for the registration of real estate licenses:
First, there is a house without a loan.
Processing flow:
1. Bring the originals and copies of the three certificates (marriage certificate, ID card and real estate license).
2. When you go to the real estate trading center in the area where the house is located, first tell you in the pre-inspection window that you have come to apply for the real estate license to add your spouse's name. The window staff will review the submitted materials, give you a number if the materials are complete, and then take the number to the relevant window.
3. Pay related expenses.
Second, there is a house and a loan.
Processing flow:
1. Go to the bank to go through the mortgage change procedures first (please consult the bank for details).
2. When you go to the real estate trading center in the area where the house is located, first tell you in the pre-inspection window that you have come to apply for the real estate license to add your spouse's name. The window staff will review the submitted materials, give you a number if the materials are complete, and then take the number to the relevant window.
3. Pay related expenses.
Third, if you are not married or have no direct blood relationship, you need to add your name to the real estate license.
The situation will be much more complicated, because it will be regarded as a house sale and there will be a lot of expenses to pay. If the loan has not been paid off, it is generally not allowed to add a name. If you want to add a name, you must first get the consent of the bank, let the bank issue a certificate of consent to the change, and go through the necessary procedures before adding a name. I suggest you register for marriage and add your name after paying off the loan. This will cost little and the procedure will be simple.
Extended data:
According to Article 1 of the Provisional Regulations on Deed Tax in People's Republic of China (PRC): "Taxpayers who transfer the ownership of land and houses in People's Republic of China (PRC) and bear the deed tax shall pay the deed tax in accordance with the provisions of these regulations." In other words, if a couple wants to add a name to their pre-marital property after marriage, it is a change in the ownership of the house.
Therefore, as long as the ownership of the house changes, the deed tax will be levied. After the new judicial interpretation of the Marriage Law, some couples hope to sign the real estate license together. According to the requirements of the tax window of the real estate trading center, you can add your name to the real estate license, but you need to pay taxes. According to regulations, taxes and fees include 3% deed tax and 1/1000 stamp duty. In other words, if you want to add a name to the house of 1 10,000, you need to pay more than 30,000 taxes.
There are three kinds of taxation:
The first case: there is a house without a loan.
Fee for adding the name of the real estate license: 1 10 yuan handling fee. The details are as follows: the cost of production is 80 yuan, the cost of cadastral map is 25 yuan, and the cost of sticker is 5 yuan. If you succeed for 20 days, you can get a new real estate license. You can set a password for the new real estate license, and the real estate trading center will tell you an initial password, which you can change afterwards.
The second situation: there is a house and a loan.
Fee for adding the name of the real estate license: in addition to the above-mentioned 1 10 yuan, if it is a pure provident fund loan, an additional fee of 100 yuan is required; If the loan is in the form of combination (provident fund+commercial loan), it shall be paid to 200 yuan.
The third case: If you are not married or have no direct blood relationship, you need to add your name to the real estate license, which will be much more complicated, because this will be regarded as a house sale, and you need to pay the following fees.
1, 2.5 yuan transaction fee per square meter.
2. If it is less than 5 years, 5.5% business tax plus 1% personal adjustment tax (the time limit is from the date when the real estate license is issued to the end of the trading day), and it is not needed for 5 years.
3. Stamp duty of five ten thousandths.
4. This contract is in 5 yuan (different trading centers in different districts).
5. When the man transfers 50%, all taxes and fees shall be calculated according to the market price. If the house with 654.38+0 million yuan is worth 500,000 yuan.
6. If several people transfer the real estate license, the rights and interests of the real estate license shall be divided equally.
References:
Property Ownership Certificate-Baidu Encyclopedia
Real estate tax-Baidu encyclopedia