Loan requirements of Fumin Bank: 1. The borrower is a Chinese mainland resident aged 18 and has full capacity for civil conduct. 2. The borrower has a stable address and work or business address in the local loan bank. 3. Have enough work income to ensure timely repayment. 4. There is no bad credit record, and the loan can't be used for stock trading and gambling.

Materials to be prepared when applying for a loan from Fumin Bank: 1, personal identification of the borrower, including ID card, residence certificate, household registration book, marriage certificate and other materials. 2. Proof of the borrower's fixed address, house lease contract, utilities, property management and other relevant certificates. 3. Proof of the borrower's income source, including bank statement and labor contract, etc.

Process of applying for a loan from Fumin Bank: 1. The borrower submits the loan application materials to the staff of Fumin Bank. 2. Fumin Bank conducts a preliminary examination of the application materials submitted by the borrower. 3. Conduct credit inquiry and customer evaluation on borrowers. 4 Fumin Bank shall approve the loan application that meets the loan conditions after preliminary examination and credit inquiry.

5. After the approval, inform the borrower to go through the relevant procedures such as signing a contract, lending, pawning or pledging; Without approval, it must be clarified to the borrower. 6. The loan contract comes into effect after signing, the bank issues the loan as agreed, and the borrower repays the loan on time.