Conditions for applying for interest-free loans:
The loan applicant must have certain repayment ability;
Having legal business procedures and breeding certificates;
Having fixed business premises, farms and certain self-owned funds;
The business project conforms to the national industrial policy;
Personal credit is good.
Note: If the applicant wants to apply for an interest-free loan, he needs to apply at the place where his account is located. Generally, this kind of interest-free loan is limited by a certain number of years, usually two years, with a one-year extension and no discount.