The purpose of lending a mortgage to a third-party account is to prove the use of the loan funds. \x0d\ mortgage depends on the purpose of your loan. Personal consumption is generally buying a house, a car, decoration, etc. These are all to be credited to a third party account, that is, the seller's account. Personal business loans should also be paid to the company account of a third party. Only in this way can you prove the use of your funds. \x0d "third party" refers to the other party based on the first party and the second party. According to the transaction status, third-party accounts can be divided into the following categories: \x0d\ B2C, that is, third-party accounts for transactions between merchants and consumers; \x0d\ B2B, that is, the third-party account for transactions between merchants; \x0d\ C2C, that is, the third-party account for transactions between consumers.