Don't bother.
Just go straight to Xizhimen to drill sincerity.
Real estate, cars, anything unsecured will do.
Second, how to apply for Beijing? I want to buy a car. Can I get rid of a mortgage?
Housing mortgage loan requires the life of the house to be within 20 years; The area of the house should be more than 50 square meters; The house should be highly mobile.
Application materials of real estate mortgage loan: (1) real estate license.
(2) Identity cards of the obligee and spouse
(3) the household registration book of the obligee and spouse
(4) Marriage certificate of the obligee (marriage certificate or unmarried certificate issued by the Civil Affairs Bureau)
⑤ proof of income
(6) If the owner of the real estate license has minor children, please provide birth certificates.
(7) If the property has a bank loan, please provide the original loan contract and the last bank statement.
(8) In order to improve the loan pass rate, please provide as many other family property certificates as possible (such as other real estate licenses, stocks, funds, cash passbooks, vehicle driving licenses, etc.). ).
3. How did Bank of Beijing handle it?
Beijing Huadian Guarantee Company provides you with the best financial solution.
As a professional credit service organization, huadian power international Investment Guarantee Co., Ltd. is committed to providing professional credit services for enterprises and individuals, and building overpasses between banks, enterprises and individuals to achieve a win-win situation.
The company's development strategy is guided by the national industrial policy and market demand, relying on commercial banks, non-bank financial institutions and investment guarantee institutions, providing loan services for enterprises and individuals, helping enterprises and individuals tailor their loan plans, constantly seeking innovation on the basis of steadily improving the development of traditional business varieties, and striving to make the company a financial service provider that conforms to the market-oriented operation rules.
I. Individuals are divided into the following two forms:
1 Type: Credit loan: no bad credit card repayment record, with salary card certificate and work certificate.
Employees of state-owned enterprises, private enterprises and institutions earn more than 2,000 yuan a month.
The review time is 1-2 working days.
Category II: If there is no salary card certificate, the salary is paid in cash, and there is a bad credit card repayment record, one of the following conditions must be met:
(1) Beijingers
(2) Foreigners have facade houses to do business in the Fifth Ring Road, with lease contracts and business licenses.
Lending time: same day lending, monthly interest: different.
2. automobile mortgage: Beijing cars, foreign cars and loan cars (only Beijing cars have no parking spaces).
Information provided: car purchase invoice, registration certificate, driving license, insurance policy, ID card.
3. Business owner's requirements: The business license of the enterprise is more than one year, and the details of bank card transactions for nearly one year can be provided before the company can operate normally.
Required information: 1 ID card (second-generation ID card)
2. Copy of business license
3 Applicable to public banks and private banks)
4. Factory address certificate or lease contract
5. Copy of the house and car (as proof of financial resources)
Advantages: fast lending speed, the fastest three-day appropriation, and the shortest 15 working days.
Contact (Yu Juan) Beijing -400 Contact -000 Tel -3996