Well, after marriage, you can borrow money in your own name, but it must be signed by your lover. Because the house bought after marriage is the property of husband and wife, and the bank loan is also the debt of husband and wife.

You can sign the house purchase contract yourself, but the bank loan is with debt, and your * * * with real estate as collateral needs your lover's signature and consent.

If you are because of the second home loan problem, I can tell you for sure that this is inevitable. The state has stipulated that the second house purchase should take the family as the unit, but there are two ways you can consider.

1, that is, a relatively large second-hand intermediary company can help you.

2. Just waiting for the new policy of the country, now the country has relaxed its policy on the second house property, stipulating that the second house property can enjoy the first set of preferential policies as long as it is not in the urban area.